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I welcome your call or email and am happy to respond promptly to your requests. 928-274-2265.
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Request Our Free Relocation Package!
Moving your family to another town or state is a major event in your life! We have helped many families and individuals relocate!
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Luminous continues to find me great opportunities!
My purchases and sales through her have been very successful
PWS, Ft. Lauderdale, FLA
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three mortgages at one time. Download TripleCalc now. It's
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Luminous Realty Team
is one of The Top Selling Real Estate Experts™
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Mountain Country Mortgage, Inc.
Mountain Country Mortgage Sedona Arizona Branch 40 Soldiers Pass Road, Suite 15Sedona, Arizona 86336 Office (928) 204-5527 Fax (928) 282-5361
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Click the yellow highlighted area below to search all properties listed in the Sedona/Verde Valley. If you have any questions about properties, prices, Sedona, Cornville, Cottonwood, Camp Verde or surrounding areas, please....do not hesitate to phone. It is my pleasure to be of service.   Need local real estate information? We've summarized much of what is important about Sedona, and the Verde Valley real estate market in this site. Want to find out about mortgage loans? Luminous is a Loan Originator with Mountain Country Mortgage and can facilitate mortgage pre-qualification and loans for property purchase or refinance. Need expert advice? Want to be educated on our beautiful area and real estate market values and trends? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agent for life. As your trusted guide and consultant, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Sedona and Verde Valley real estate agent, we have the experience and track record you are looking for. Please let us help. - Luminous Realty 
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Closing or Settlement >Final Arrangements
Some homebuyers approach the final days of the home sale transaction with great enthusiasm, feeling utterly confident that the end is in sight, and feeling completely organized about the move. They have accounted for every detail, contacting the moving company, arranging for the transfer of their telephone, electric, water, and gas accounts and having the home professionally cleaned. They start checking off the days until the closing on their calendar. But in reality, the closing may not be entirely predictable.
It is very useful for homebuyers (and sellers) to remember that closing dates are not set in stone. Lenders, appraisers, title attorneys, credit check services, and anyone else who is involved in the transactions can potentially cause a delay in the closing. If buyers keep this in mind while making arrangements, they can minimize the possible cost and inconveniences due to a delay.
As the closing approaches, the real estate agent will stay on top of the situation and keep in touch with everyone involved in the transaction to prevent any unnecessary delays.
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